If you’re searching how to cancel progressive insurance in 2024 then you came to the right place. It also means your probably looking for a new auto insurance policy. We’re here to help. Let’s get started.
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How To Cancel Progressive Auto Insurance
To cancel your Progressive auto insurance follow these steps:
- Call 1-866-416-2003
- State you are calling to “cancel your auto policy”
- Verify what policy you care calling to cancel.
- Have your policy and cancel date ready.
A very important note to remember- Don’t cancel your Progressive insurance until your new insurance is paid and in place. The last thing you want is to have a lapse in coverage. This can cause issues with the MVD and also cause potential claim issues. So even if you have a quote from another company that you know you’re going to go with, wait until it’s paid, active and you have your ID card in hand.
Will There Be A Balance Due?
With most car insurance companies you are always paying for the month in advance. For example, on May 1st you make a payment for $175. This $175 pays your car insurance for the time of May 1st to June 1st, so you’re paying in advance. If you cancel your Progressive car insurance on May 15th, then Progressive would owe you for half the month.
If for some reason you hadn’t paid your May 1st bill and you cancelled as of May 5th, then you would owe Progressive for those 5 days of insurance. In most cases though, you’ll receive a refund from Progressive when you cancel your policy.
How To Cancel Progressive Insurance- When Can You Cancel?
With Progressive car insurance, as with most every car insurance company, you can cancel at anytime. You don’t have to wait until renewal or until the first of the month. Some agents and companies will try to lead you to believe you need to wait until a certain date, but this is not the case. Your contract states that you can cancel at anytime for any reason you like.
How To Cancel Progressive Auto Insurance Online
Progressive makes it difficult to cancel your auto policy without speaking to someone on the phone, as we discussed above. There is no way to cancel through your Progressive app or on their website. If you wish to email your cancellation request to Progressive you can. Keep in mind that this is not advertised and not their preferred way. However, below is an email address that can be used to send your cancellation request.
Because you are not speaking with someone live and can’t confirm that they have cancelled the policy, it’s important to send them everything they need to ensure your auto policy gets cancelled. Be sure to include the following in your cancellation request.
How To Cancel Progressive Car Insurance Online:
- Needs to be an actual document
- Include Your Name
- Include Your Policy Number
- Include your desired cancelation date
- Explicitly state you with to cancel
- Sign your name
Email to send Progressive Auto Policy Cancellation:
emaildocs@email.progressive.com
When Can You Cancel Progressive Auto Insurance?
There should be no delay in the cancellation of your Progressive car insurance. As soon as Progressive receives your request to cancel your policy, they should be able to cancel the policy immediately. The only reason that would delay the cancellation of your Progressive auto insurance would be if you do not include all the required information. Be sure to reference the list above of what they need to cancel your policy.
Will Progressive Charge a Cancellation Fee?
Is there a fee for cancelling Progressive? This varies by state and when you purchased the policy. In some states, Progressive will charge a $50 cancelation fee if you cancel within your first term; meaning your policy has not yet renewed. Once the policy has renewed there will no longer be a cancellation fee. To know for sure, check your policy or call us and we can help you determine if there is a fee. The Progressive cancellation fee is not uncommon in the insurance world. Many insurance companies charge cancellation fees if you cancel within the first term.
Don’t Drive Without Car Insurance!!!
Thinking of cancelling your Progressive auto insurance policy and driving without insurance? Look, we get it, insurance is expensive right now and no one wants to pay it. Especially when you feel you get little value out of it. As insurance experts, we highly recommend against that! The thing about accidents is they are accidents…they aren’t planned. No one knows when they’ll get in an accident, but when they do, they’re always happy they have coverage. The thought of getting sued for $100’s of thousands of dollars (or even millions) is not a great thought. Consider losing your home and any other assets, including the garnishing of your wages.
If you understand the importance of insurance, but want to see where you can cut costs, give us a call, we’ll be happy to discuss and see what you can afford. Having some insurance is always better than having none. So don’t drive without coverage, give us a call to discuss!
Use A Local Auto Insurance Broker
If you’re using an insurance broker for your auto policy with Progressive, then you won’t have to worry about how to cancel your Progressive auto policy. You can simply let your broker know that you’d like another auto insurance company. They can take care of finding you a new policy and cancelling your Progressive insurance. Stop doing all the work yourself and use a broker!
How To Cancel Insurance With Progressive?
Hopefully this article answered all your questions about how to cancel progressive car insurance. If you are look to cancel Progressive insurance and searching for better car insurance and need advice and education on the best insurance, click here and we’ll get you quotes right away.
More Information On Cancelling Your Insurance Policies
For more general information on cancelling your home, renters and auto policies, click here. This page includes a detailed guide on everything you need to be aware of when it comes to cancelling your insurance.